Tour Operator and Travel Agents Insurance

In today's litigious society, All Tour Operators and Travel Agents are well aware of the potential claims for compensation they are exposed to, both under Common Law and more importantly by the UK Package Travel Regulations. These impose an almost strict liability for proper performance of the contract on the Tour Organiser for their own activities and those of their suppliers.

This responsibility is not just restricted to Tour Operators. The Package Holidays and Travel Trade Act, 1995 defines a Tour Operator (or Organiser) as one who combines two or more elements of travel.

Few agents only advise clients on tour operators out of brochures. Agents now must offer their own packages from specialist consolidators.

When a travel agent makes this transition there has been a change in the duties owed to the client, and the role has changed from “agent” to “principal”. The Agent is now classified as a “Tour Organizer” and will require protection from all liabilities arising not only from his own errors and omissions, but the acts of all of the suppliers to the package.

Tour Indemnity has brought together specialist products from some of Europe's leading insurers in order to provide the protection your business requires to cost effectively manage these risks.

Tour Operator and Travel Agents Public Liability Insurance

This provides cover for claims arising from death, injury or damage to property of any third party including travellers. These may be brought against you under common law, statute or the 1995 Regulations.

The policy may be tailored with a range of indemnity limits and excesses to suit your needs.

The policy also provides the following extensions of cover :
• Compensation for Court attendance
• Liability arising from the protection of data
• Emergency Assistance to any Customer or Traveller
• Liability under the French Civil Code
• Liability under the Consumer Protection Act or Health and Safety at Work Act

Other Insurances

O'Leary Insurance Group are also able to provide a range of other insurances to suit your needs.

Please contact us for more details.
 
View summary of cover > Click here <Public Liability Download Proposal FormPublic Liability Online Proposal Form
Combined liability and professional indemnity for Tour Operators online proposal form Combined liability and professional indemnity for Travel Agents online proposal form Combined liability and professional indemnity for Travel Agents proposal form Combined liability and professional indemnity for Tour Operators proposal form